Sanitas Más Salud

Complete Health Insurance Plan Sanitas Más Salud

Sanitas Más Salud is a complete health insurance, designed to offer you quality medical care including hospitalization. In addition, in order to adapt to your needs, you have three contracting options with different co-payment levels or without co-payment.

 

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Primary Care: General  Medicine, Paediatrics, Nursing Services, General Emergencies.
Medical specialties*: Cardiology, dermatology, endocrinology, neurology, gynecology, traumatology, ophthalmology, oncology, psychiatry, etc.
*Check in detail the scope of the insured coverage in the general conditions. For example, any benefit that is directly related to pregnancy, childbirth, newborn care and paediatrics is not covered.
Simple and complex diagnostic tests: Clinical analyses, x-rays, endoscopies, ultrasounds, MRIs, CT scans, etc.
Simple and complex therapeutic methods: Rehabilitation, cancer treatments, respiratory therapies, radiotherapy, lithotripsy, speech therapy, etc.
Surgical interventions: Whether they are outpatient or require hospital admission.
Hospitalization: Admission and hospital stay.
Repatriation guarantee: Transfer to the country of origin in the event of the death of the insured person.
Video consultation counseling programs. You will have the video consultation service in the following counselling programmes:

            • Nutrition Program
            • Psychology Program
            • Personal Trainer
            • Maternal and Child Program
            • Healthy Child Program
            • Pelvic floor care
            • Smoking cessation program

Personalized plans by video consultation:  You will have access from day one to an exclusive video consultation service in which our experts will help you design and carry out fully digital and personalized health plans for the whole family. You will be able to follow your progress and evolution on your mobile, in the Mi Sanitas app.

Digital Nutrition Program: set the goals you want to achieve with a nutritionist and you can achieve them with menus and recipes designed for you. Plan your shopping list and log meals to track your progress.
Digital Personal Trainer Program: design exercise charts with your personal trainer to achieve your goals, whether you are a beginner or an expert. In addition, you will be able to benefit from videos of all the exercises to do them correctly.
Digital Pregnancy Program: enjoy a personalized plan to take care of yourself during pregnancy and postpartum, where a midwife will supervise your progress, whether you are a first-time mother or already have children. You’ll have a calendar with milestones and medical tests, as well as personalized tips and recommendations for you.
Digital Child Health Program: A pediatric nurse will be at your disposal at all times to ensure that your children grow up healthy and follow their development until they are 4 years old. You will have a personalized plan with health habits, information on vaccinations and recommended visits to the pediatrician, monitoring their growth at all times.

In addition, you have other personalized health plans by video consultation, from the Sanitas app and website:

Psychology Programs: A range of plans to boost your mental well-being.
Pelvic Floor Care: focused on the prevention and strengthening of the pelvic floor.
Smoking Cessation Program: to  say goodbye to tobacco.
Physiotherapy Program: a complete program of prevention and musculoskeletal care.

24-hour emergency by video consultation:  If you have any medical emergency, you can connect, wherever you are, with a doctor from the emergency department 24 hours a day through video consultation, in just a few minutes and without the need for an appointment, both for general emergencies and pediatric care.*

The service is accessible from Mi Sanitas, both in app and on the web. In addition, if you need to, the doctor can prescribe medications and diagnostic tests during the video consultation itself, which you will find in your health folder.

*Pediatrician available Monday through Friday from 8 a.m. to 10 p.m. Outside of these hours, paediatric care emergencies are attended by the Sanitas 24-hour medical team.

Terms and conditions

Sanitas Más Salud Waiting Periods: Waiting periods indicate the time that must elapse between registration with health insurance and the possibility of using certain services. Only the following services have waiting periods:

            • Surgical interventions from Group 0 to II according to the classification of the Collegiate Medical Organization – 3 months.
            • High-tech diagnostic tests – 6 months.
            • Psychology – 6 months.
            • Cesarean section – 8 months.
            • The following complex therapeutic methods: interventional cardiology, hemodynamics, interventional radiology, radiation therapy, chemotherapy, and lithotripsy – 10 months.
            • Tubal ligation and vasectomy – 10 months.
            • Hospitalization and surgical interventions from Group III to VIII according to the classification of the Collegiate Medical Organization – 10 months.

If at the time of coming to Sanitas you had been in a health policy of another company in Spain for at least 1 year, you can remove the waiting periods of your new policy, except for childbirth.

The maximum age of contracting for this product is 75 years old. There is no maximum age of stay. 4% discount in yearly payments.

 

 

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