Sanitas Accede

Sanitas Accede Insurance Coverages

Sanitas Accede is the insurance with in-person medical care (primary care and specialties, unlimited) and the advantages of digital medicine. Access our more than 57,000 professionals in over 4,500 own and partner centers. You can choose the center that best suits you for an in-person appointment or an online appointment with your regular doctor from wherever you want.
01. Medical Specialties
Cardiology, dermatology, endocrinology, neurology, gynecology, traumatology, ophthalmology, oncology, psychiatry, etc.
02. Primary Care
General medicine, pediatrics, nursing services.
03. Basic Diagnostic Tests and Ultrasounds
Tests, simple x-rays, ultrasounds, etc.
04. Basic Therapeutic Methods
Physiotherapy, aerosol therapy, treatments...
05. Video Consultation with Specialists
In all medical specialties. More than 3,100 Sanitas doctors at your disposal on your mobile.
06. Urgent Video Consultation
Access to general medicine and pediatric care without prior appointment available 24 hours.

Additionally, we're with you every step of the way

Sanitas Accede is a product with no waiting periods. You can access all the coverages of your new insurance from day one.
Sanitas 24 Hours Emergency and medical advice telephone service.
Online Management Appointment requests, download of test results, refund requests, medical authorizations, etc., through the client area.
Telephone assistance 24 hours to speed up procedures.

Sanitas Accede is a co-payment insurance

Sanitas Accede Co-payments
From 0 to 15 services 5 €
More than 15 services 10 €
Urgencies 8 €
Diagnostic tests and therapeutic methods 12 €
Single co-payment for high-frequency services* 20 €
Annual limit per insured 290 €**
**The service count is calculated per insured and per year. If the insured reaches the annual co-payment amount, Sanitas will cover the rest. No co-payment will apply regardless of the covered service required.
*Physiotherapy (10 sessions), ventilotherapy (15 sessions), and oxygen therapy (30 days for bpap and cpap, and 15 days for aerosol).

Contract Conditions

01. Waiting Periods
This product has no waiting periods.
02. Maximum contracting age
The maximum contracting age for this product is 59 years.
03. Maximum age for coverage
There is no maximum age for coverage.

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