Sanitas Avanza: The advantages of your insurance without hospitalization
Sanitas Avanza is a medical insurance without hospitalization that offers you extensive medical care in consultation and digital with video consultation. The only insurance without hospitalization that includes surgical coverage. You can access more than 400 common procedures such as the removal of polyps, cysts, papillomas, skin lesions, tooth extraction, or phimosis, among many others.
01. Primary Care
General medicine, pediatrics, nursing services.
02. Medical Specialties
Cardiology, dermatology, endocrinology, neurology, gynecology, traumatology, ophthalmology, oncology, psychiatry, etc.
03. Basic Diagnostic Tests
Clinical tests, x-rays, cytology, mammograms, etc.
04. Advanced Diagnostic Tests
MRI, CT scans, endoscopies, gastroscopies, etc.
05. Basic Therapeutic Methods
Rehabilitation sessions, ventilation therapy, etc.
06. Surgical Interventions
If surgery is needed, Sanitas provides the most common procedures that do not require hospitalization.
The more than 400 included procedures fall within difficulty grades 0, 1, 2 as defined by the OMC.
You can consult the official list for detailed information.
07. Video Consultation with Specialists
In all medical specialties. More than 3,100 Sanitas doctors at your disposal on your mobile.
08. Urgent Video Consultation
Access general medicine and pediatric care without a prior appointment 24 hours a day.
09. Health Programs via Video Consultation
You will have access to video consultation services in the following advisory programs:
Nutrition Program.
Psychology Program.
Personal Trainer.
Maternal and Infant Program.
Healthy Child Program.
Pelvic Floor Care.
Smoking Cessation Program.
10. Digital Programs
Digital Nutrition Program.
Digital Personal Trainer.
Digital Pregnancy Program.
Digital Child Health Program.
Preventive Digital Program.
11. Basic Dental Coverage
Included**
The insurance that is with you every step of the way
Sanitas Avanza is a product with no waiting periods. You can access all the coverages of your new insurance from day one.
Sanitas 24 Hours Emergency and medical advice telephone service.
Online Management Appointment requests, download of test results, refund requests, medical authorizations, etc., through the client area.
Telephone assistance 24 hours to speed up procedures.
Sanitas Avanza is a co-payment insurance
| Sanitas Avanza Co-payments | |
|---|---|
| From 0 to 6 services | 0 € |
| From 7 to 15 services | 5 € |
| More than 15 services | 10 € |
| Urgencies | 8 € |
| Diagnostic tests, therapeutic methods, and surgical interventions | 12 € |
| Single co-payment for high-frequency services* | 20 € |
| Annual limit per insured | 350 €** |
| **The service count is calculated per insured and per year. If the insured reaches the annual co-payment amount, Sanitas will cover the rest. No co-payment will apply regardless of the covered service required. | |
| *Physiotherapy (10 sessions), ventilotherapy (15 sessions), and oxygen therapy (30 days for bpap and cpap, and 15 days for aerosol). | |
Contract Conditions
01. Sanitas Avanza Waiting Periods
Waiting periods indicate the time that must pass between signing up for medical insurance and being able to use certain services. Only the following services have waiting periods:
02. Surgical Interventions Group 0 to II according to the classification of the Medical Association
3 months
03. Advanced Diagnostic Tests
6 months.
If you have been with another Spanish health insurance company for at least 1 year, you may be able to reduce or even eliminate the waiting periods for your new policy.
04. Maximum contracting age
The maximum contracting age for this product is 59 years
05. Maximum age for coverage
There is no maximum age for coverage
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